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Having
the following information with you when you apply for a loan will
significantly speed the process of your mortgage loan:
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Social
Security Number (s)
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Your annual
gross salary. List overtime and/or bonus separately.
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If in sales
or marketing, or any commission income, or claiming any interest
or bonus income, provide two years tax returns.
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If you
receive Social Security Disability or pension income, bring a copy
of a check or award certificate from that agency.
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If you are
self-employed, bring copies of your personal and business tax
returns for two years, business profit and loss and balance sheet
for the current year.
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List all
stocks, bonds, and/or certificates of deposit, including their
cash value in today's market. If available, bring past two months'
statements.
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Face amount
and cash value of all life insurance.
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If you
presently own any real estate, please supply the following: name,
address of lender, account number, original loan amount and
balance on loan today. Provide same information for real estate
previously owned and paid off, if applicable. Bring copies of
settlement statements on real estate sales within the past two
years.
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Name and
address of all employers for the last two years.
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Address of
all residences for the last two years.
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Bank names
and addresses for each savings and checking account, including
account numbers and balance in each account. If available, please
bring two months' statements.
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Complete
list of all debts. List account number, approximate balance,
amount of monthly payment, the name the account is in, and bank
the card is drawn on.
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Present
housing expenses, i.e., monthly mortgage or rental payment,
maintenance, all utilities.
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If divorced
or separated, provide a copy of your final divorce decree and
separation agreement.
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Information
to order appraisal, i.e., legal description, lot size, person to
call for appraiser to gain access to house.
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Complete
original executed Sales Contract.
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Money for
credit report and appraisal.
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Servicing Edmonton, Leduc,
Nisku, Beaumont, Calmar, Devon, Thorsby, Millet, Spruce Grove and Stony Plain.
Phone:
780-986-2900
Fax: 780-986-4985 Phone (Toll Free):
1-877-606-SELL
RE/MAX Real Estate 8, 5901 - 50th Street, Leduc, Alberta T9E 8E3 |
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